Our clients do not run model lives. We do not run model portfolios. We work with clients to understand their needs and create individual strategies for their unique requirements. There are four steps in the design of a portfolio:

1. Deciding which asset classes to include and which to exclude from the portfolio

2. Deciding upon the normal, or long term, weights for each of the asset classes allowed

3. Strategically altering the investment weights away from the normal in an attempt to capture excess returns from short term fluctuations in asset class prices (market timing).

4. Selecting individual securities within an asset class to achieve superior returns relative to the asset class (security selection).

Investment Policy >